Bessie Hassan Explains What Adds Value to Property Ep 33

Good Tips for Your Property Research

Property fix-up shows are gaining popularity on television, but are their suggestions really what adds value to property? It may seem sensible that a coat of paint and a new kitchen will entice buyers, but smart buyers should look beyond the façade and examine a property’s potential. In this episode of Real Estate Matters, Toni invites money and property expert Bessie Hassan to explain what sellers should do to really increase their property’s value, and what buyers should look for, either to save money on a purchase, or maximize a sale in the future.

It isn’t just the house that sells a property. Whether you’re a buyer or a seller, have you considered the impact of planned infrastructure changes by the local council? What about school catchment areas? Bessie explains to Toni how these and other external factors can significantly affect the selling price of a property. They also discuss why Toni believes “where there’s caffe latte, there’s capital gains”, and some tips on what to look for if you want a great property at a knock-down price. Finally, Bessie has a few money-saving hacks for young people saving for a deposit, or anyone who simply wants to save a bit of extra cash.

About Bessie Hassan

Bessie Hassan is a money and c who has been interviewed more than 80 times on television and countless times on the radio. She has a degree in business and has worked in the media and communications industry for over 14 years. Bessie is currently the Head of PR Australia for is a website offering advice on several financial topics, and concentrating on comparisons between services such as credit cards, insurance, and loans.

Topics Covered

  • Why property fix-up shows get it wrong
  • Should you remodel that kitchen before you sell?
  • What should new buyers look for in a house, beyond the façade
  • External factors that could contribute to the value of a property
  • Where to get information on local planning
  • Why you should get to know the neighbors in your new prospective neighborhood
  • Why should young buyers care about school catchment areas?
  • How coffee shops can predict the future of a neighborhood
  • Where there shouldn’t be any rush when you’re buying property
  • Money-saving hacks that anyone can benefit from

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What Have Rocks Got to Do With It? EP 32

Property Insider Secrets Ep 32

If you bought a pet rock in the 1970s (or when they were released again in 2012, chances are, you were in on the joke. Rocks, of course, aren’t pets. But when someone offers you all the secrets to property investing, as long as you pay for an expensive course, how can you spot whether they’re a phoney? Investment property scams are, sadly, commonplace.

Inspired by a recent news story about a young single mother who charged $15,000 to a credit card in order to afford a real estate investment course, this episode of Real Estate Matters is all about what you should look out for. (more…)

Renting in Toronto Canada Ep 30

With Samantha Durnford

What’s it like to rent property in Canada? In a previous episode of Real Estate Matters, Toni interviewed Zoe Macfarlane about renting in Los Angeles, California. In this episode, Toni moves on to Canada, where her guest Samantha Durnford lives and works, to find out about what it’s like renting in Toronto.

Samantha explains to Toni what you can expect to pay in rent, and they discuss the implications of the lack of a bond (or deposit) in Toronto. Samantha is in a private rental, so there are no agents to deal with, but she and Toni discuss some of the quirks of the system doing it that way. If you’re considering renting in Toronto while saving for a house, you may want to reconsider; Toni and Samantha also discuss house prices in the greater Toronto area and why even moving further out may not save you money. (more…)

Thinking of Building a Second Dwelling with Melanie Ellis Ep.29

A Town Planner explains the process

If you’re looking for creative ways to save money for your first home, you may want to consider building a second dwelling on an existing property! There are several things to think about, but building a second dwelling on a parent’s or relative’s property could be a way for first-time buyers to rent cheaply while they save. In this week’s episode of Real Estate Matters, Toni talks to town planner Melanie Ellis about the types of outbuildings you might build on an existing property, the legal statuses of different types of outbuildings, and what to do with them when you move out. (more…)

Can there be two truths?

Many years ago two salesmen were sent by a British shoe manufacturer to a remote region overseas  to investigate and report back on market potential.The first salesman reported back, “There is no potential here – nobody wears shoes.”

The second salesman reported back, “There is massive potential here – nobody wears shoes.”

“Nobody wears shoes” is one of the  best examples of how a single situation may be viewed in two quite different ways – negatively or positively.

If you spend time with people who are “The sky is falling” types it can influence your thinking. You don’t want to hear a thousand reasons why it is too hard, too expensive and too of everything negative.

Actively seek out positive people otherwise the sky may indeed fall on you. You need the energy of positive people around you. You need their examples and encouragement. That’s how it happens.

Making Assumptions Ep 28

Property Insider Secrets

When was the last time you made an assumption that turned out to be incorrect? Making assumptions when you’re buying or renting property can result in heartache. Sometimes, it could have financial consequences too!

It could be losing a house you thought you were sure to buy, or finding out that your belongings as a tenant are not covered by your landlord’s insurance. In this episode of Real Estate Matters, Toni looks at two examples from her own business where making assumptions had bad results. She also talks to us about how to avoid making assumptions in the first place.

Do you assume that when you place an offer to buy a house, that it means that house is yours? It’s not uncommon, especially for young buyers, to have their offers rejected by the vendor, and it’s not always clear why. Toni explains why it’s more complicated than just “making the offer”, and what considerations (besides money!) you should look at, when you’re talking to your real estate agent. (more…)

Beware of Spruikers

Sorry there is no 'magic' way

Spruikers. Is it a word that you know? You should, because they are people to be avoided. Lately I have been hearing all sorts of stories of how they manage to get people to part with their money for wealth creation courses and the like.  They use the offer of a free seminar to pitch all sorts of “property buying magic” and “money making magic”

What happens at these seminars is the type of hype that has people spending far more money then they can afford. The Barefoot Investor tells the story of a singe mum with very little financial security being encouraged to get a credit card or three and then being charged over $15,000 for a wealth creation course. The way that some of these people behave is similar to a cult and we all know stories of how people were draw into cults very easily. (more…)

Renting in L. A. with Zoe Macfarlane Ep 27

Do you have a cheque book and how is your US Credit Score?

In this episode of Real Estate Matters, Toni talks to Zoe Macfarlane. Zoe, over the course of her career, has lived (and rented) in several different countries including Australia, New Zealand, the United Kingdom, Japan, and Vietnam. Zoe currently lives in Los Angeles, California. She discusses her experiences navigating the rental market as a foreigner.

This episode is key for non-US citizens interested in renting in Los Angeles, or in other parts of the United States. You’ll learn about American credit ratings, and why some landlords will reject renters who don’t have them. You’ll also learn why rental agencies can be useful and what protections there are for consumers renting in Los Angeles and elsewhere. (more…)

Financing Your Investment Property Ep 26

Peter Ziggy Explains Your Options

Whether you are a first-time buyer or an existing property owner, you might be thinking about buying an investment property. But what should you look out for when financing your investment property? If you’re not prepared, or you don’t get appropriate advice, you could ultimately lose out.

In this episode of Real Estate Matters, Toni interviews Peter Ziggy, CEO and founder of 3P Financial – a niche, boutique financial services provider.  They discuss whether it’s better to invest first or buy first, the best methods of financing your investment property, and what to consider when taking financial advice.

This episode is key for anyone who is considering financing an investment property. You’ll learn why it’s important to choose the right financial adviser, what kinds of buffers you should plan for in your investment cash flow, and why you may want to put off buying your own home in favor of an investment in the short term. (more…)

Buying property with others with Nikki Anderson Ep 25

Questions you need to ask whether it is one or more others

Are you considering buying a property with another person? Maybe you’re looking to get on the property ladder by purchasing with a friend, a relative, or with a partner to whom you’re not married? Buying property with others is a common arrangement, but one that can be fraught with pitfalls. If you don’t plan well BEFORE you buy, it could have unintended consequences later.

In this episode of Real Estate Matters, Toni talks to conveyancer Nikki Anderson about some key terms to be aware of when buying property with others, and what things you should consider before you put your name on the title. Nikki also gives Toni some examples of different arrangements you may want to consider when buying property with others. (more…)